TERMS & CONDITIONS

Effective Date: November 2025

This Site is owned and operated by KaRa Marcom Agency. Please take the time to read these Terms and Conditions of Use (“Terms”) carefully, as they govern your access to and use of this Site, its content, and our associated digital and social media platforms.

These Terms, together with our Privacy Policy, apply to all visitors, users, subscribers, and any other individuals accessing the Site
CONSENT TO TERMS

By accessing or using this Site, our social media channels, or any materials made available through them (whether free or paid), you acknowledge that you have read, understood, and agreed to be bound by these Terms.

If you do not agree to these Terms, you must discontinue use of the Site immediately.

NO MINORS

By using this Site, you confirm that you:

Are at least 18 years of age;
Have the legal capacity to enter into a binding agreement; and
Will comply with these Terms and all applicable laws.

CHANGES TO TERMS

We reserve the right to update, modify, or replace any part of these Terms at our sole discretion and without prior notice. Any changes will be effective immediately upon posting on this Site.

Your continued use of the Site following the posting of revised Terms constitutes acceptance of those changes. It is your responsibility to review these Terms periodically.

INTELLECTUAL PROPERTY

All content available on this Site, including but not limited to text, graphics, logos, images, videos, audio, designs, layouts, and software (“Content”), is owned by or licensed to KaRa Marcom Agency and is protected by applicable intellectual property laws.

Your use of the Site does not grant you any ownership rights in the Content.

RESTRICTIONS ON USE

You may not, without our prior written consent:

Reproduce, modify, distribute, display, publish, or transmit any Content;
Create derivative works from any Content;
Use the Site or Content for any commercial purpose;
Remove or alter any proprietary notices.

We reserve the right to suspend or terminate access to the Site for any violation of these Terms.

THIRD-PARTY LINKS

This Site may contain links to third-party websites. These links are provided for convenience only. We do not control, endorse, or accept responsibility for the content or practices of any third-party sites. Accessing such sites is at your own risk.

PRIVACY

Your use of this Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Site, you consent to the processing of your information as described in that policy.

USER ACCOUNTS

Certain features of the Site may require you to create an account. You agree to provide accurate and complete information and to keep your login credentials secure. You are solely responsible for all activity that occurs under your account.

We reserve the right to suspend or terminate accounts that violate these Terms or applicable laws.

DIGITAL MATERIALS

Any downloadable or accessible digital materials provided through the Site are made available “as is.” You accept full responsibility for their use and acknowledge that KaRa is not liable for any harm or loss resulting from access to or use of such materials.

NO REFUNDS

Due to the nature of digital content, all sales (where applicable) are final. No refunds, exchanges, or returns will be provided except where required by law.

ELECTRONIC COMMUNICATIONS

By using this Site, you consent to receive communications from us electronically. Any agreements, acknowledgements, or consents provided electronically shall be legally binding to the fullest extent permitted by law.

INFORMATION DISCLAIMER

All content provided on this Site is for general informational purposes only. It does not constitute professional, legal, financial, or business advice. You are responsible for evaluating the accuracy, completeness, and usefulness of any information on the Site.

USER-GENERATED CONTENT

If you submit feedback, comments, or other content through the Site or our social media platforms, you grant KaRa a non-exclusive, royalty-free right to use, reproduce, and share that content for lawful purposes.

We reserve the right to remove any content that is unlawful, offensive, misleading, or violates these Terms.

PROHIBITED CONDUCT

You agree not to use the Site:

For any unlawful or fraudulent purpose;
To infringe upon the rights of others;
To interfere with or disrupt the Site’s functionality;
To transmit harmful code, spam, or malicious content.

WARRANTIES & DISCLAIMERS

The Site is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we make no warranties regarding accuracy, reliability, availability, or fitness for a particular purpose.

LIMITATION OF LIABILITY

To the maximum extent permitted by law, KaRa Marcom Agency shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use the Site or its Content.

INDEMNIFICATION

You agree to indemnify and hold harmless KaRa Marcom Agency, its affiliates, and personnel from any claims, damages, losses, or expenses arising from your breach of these Terms or misuse of the Site.

TERMINATION

We may terminate or restrict your access to the Site at any time, without notice, if you breach these Terms. All provisions which by their nature should survive termination shall do so.

SEVERABILITY

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

ASSIGNMENT

We may assign or transfer our rights and obligations under these Terms without restriction. You may not assign your rights without our prior written consent.

ENTIRE AGREEMENT

These Terms, together with our Privacy Policy and any additional notices on the Site, constitute the entire agreement between you and KaRa Marcom Agency relating to the use of this Site.

GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of India, and any disputes shall be subject to the non-exclusive jurisdiction of the courts of India.